Em­ploy­ees State In­sur­ance Act 1948.

Most important MCQs points on 

Em­ploy­ees State In­sur­ance Act 1948.

1. Em­ploy­ees’ State In­sur­ance Act of  labour leg­is­la­tions is im­ple­mented only by the Cen­tral Im­ple­men­ta­tion Ma­chin­ery.


2.Un­der Sec­tion 2(12) the Act is 
ap­plic­a­ble to non-sea­sonal fac­to­ries 
em­ploy­ing 10 or  more  per­sons.


3.The State Gov­ern­ments, as per 
pro­vi­sions of the Act, con­tribute 1/8th of the ex­pen­di­ture of med­ical ben­e­fit within a per capita ceil­ing of Rs.1500/- per 
In­sured Per­son per an­num.


4.Med­ical care is pro­vided to re­tired and per­ma­nently dis­abled in­sured per­sons and their spouses on pay­ment of a to­ken an­nual pre­mium of Rs.120/-


5.Sick­ness ben­e­fit in the form of cash 
com­pen­sa­tion at the rate of 70 per cent of wages is payable to in­sured work­ers 
dur­ing the pe­ri­ods of cer­ti­fied sick­ness for a max­i­mum of 91 days days in a year.


6.In or­der to qual­ify for sick­ness ben­e­fit, the in­sured worker is re­quired to 
con­tribute for 78 day's in a con­tri­bu­tion pe­riod of 6 months.


7.Ex­tended Sick­ness Ben­e­fit(ESB) is 
ex­tend­able upto two years in the case of 34 ma­lig­nant and long-term dis­eases at an en­hanced rate of 80% per­cent of wages.


8.Ma­ter­nity Ben­e­fit for con­fine­ment/
preg­nancy is payable for three months, which is ex­tend­able by fur­ther one month on med­ical ad­vice at the rate of full wage sub­ject to con­tri­bu­tion for 70 days days in the pre­ced­ing year.


9.Min­i­mum wage limit for Phys­i­cally 
Dis­abled Per­sons for avail­ing ESIC 
Ben­e­fits is Rs.25000/-.


10. Rs.10,000/- amount is payable to the 
de­pen­dents for fu­neral ex­penses.


11. De­pen­dants' Ben­e­fit paid at the rate of 90% of wage in the form of monthly 
pay­ment to the de­pen­dants of a de­ceased In­sured per­son in cases where death 
oc­curs due to em­ploy­ment in­jury or 
oc­cu­pa­tional haz­ards.


12.An em­ployer is li­able to pay his 
con­tri­bu­tion in re­spect of every em­ployee and deduct em­ploy­ees con­tri­bu­tion from wages bill and shall pay these 
con­tri­bu­tions at the  spec­i­fied rates to the Cor­po­ra­tion within 21 days of the last day of the Cal­en­dar month in which the 
con­tri­bu­tions fall due. 


13. Em­ploy­ees’ State In­sur­ance Act is  the Labour Leg­is­la­tions pro­vides 
com­pre­hen­sive ben­e­fits to in­dus­trial work­ers in  In­dia.


14. which ben­e­fits have  been pro­vided un­der the Em­ployee’s State In­sur­ance Act, 1948?

(A) Sick­ness Ben­e­fit
(B) Un­em­ploy­ment Al­lowance
(C) Dis­able­ment Ben­e­fit
(D) all the above.


15. Un­der ESI Act, 1948 a mem­ber of the Cor­po­ra­tion, Stand­ing Com­mit­tee or the Med­ical Coun­cil shall cease to be a 
mem­ber of the body if he fails to at­tend Three con­sec­u­tive meet­ings.


16. Em­ploy­ees’ State In­sur­ance Act, 1948 leg­is­la­tions was based on the 
rec­om­men­da­tions of the B.P. Adarkar Com­mit­tee Re­port.


17. ‘Un­em­ploy­ment al­lowance’ payable is stated in Em­ployee State In­sur­ance Act, 1948.


18. Em­ploy­ees’ State In­sur­ance Act 
leg­is­la­tions ex­tends some sort of ben­e­fit to 
re­tired em­ploy­ees also.


19.Em­ploy­ees’ share of con­tri­bu­tion un­der the ESI Act is 1.75 %.


20. Rs. 15,000 per month is the wage limit for em­ploy­ees to be cov­ered un­der the Em­ployee State In­sur­ance Act as per the lat­est amend­ment.


21. ESI Act leg­is­lations in In­dia is gov­erned by a tri­par­tite or­ga­ni­za­tion con­sist­ing of rep­re­sen­ta­tives of labour, man­age­ment and Gov­ern­ment.


22. As per the lat­est amend­ment un­der the ESI Act, 1948 med­ical treat­ment is now avail­able to per­sons un­der vol­un­tary 
re­tire­ment scheme also.


23.The em­ployer’s share of con­tri­bu­tion un­der the ESI Act is 4.75 %.


24.Em­ploy­ees who are get­ting a daily 
av­er­age wages up to Rs 100 are ex­empted from con­tribut­ing em­ploy­ees’ share of ESI con­tri­bu­tion.


25. The age of de­pen­dent for ob­tain­ing 
de­pen­dent’s benefit un­der the Em­ploy­ees State In­sur­ance Act has now been 
en­hanced from 18 years to 25 years.